Frequently Asked Questions

A: The at-fault driver’s insurance will pay for bills in one lump sum at the end of treatment. We help you utilize all available coverage, i.e. medical payments coverage, health insurance, medicare, medicaid, and liens until the at-fault driver’s insurance pays. 

A: The at-fault driver’s insurance is responsible to pay for your property damage.  However, sometimes it is quicker to go through your own insurance policy. Once the property damage is fixed and paid for, your insurance carrier will recover your deductible from the at-fault carrier and reimburse it to you. 

A: Timeline for settlement varies on a case by case basis. Time Frame typically depends on the duration of medical treatment. Once treatment is concluded and all medical records are collected, we send all of the pertinent information to the at-fault driver’s insurance company and give them about 30-45 days to perform the claim evaluation. Depending on whether the insurance evaluation is fair or not also affects case timeline. We will never rush you in to settling your case.  We want to make sure everything is included, including potential future treatment.

A: The initial consultation is always FREE. We get paid on a contingency fee basis. Once a settlement is obtained, we will take a percentage. If no settlement is recovered, we do not get paid.

A: Each case is unique and case worth is dependent on various factors, including, but not limited to, type of injury, effect of your injury on you and your family, medical bill amounts, duration of treatment, and the amount of insurance coverage available. 

A: Lapham Law Firm, P.C. specializes in personal injury and accident law. We strive to make a positive difference in our clients' lives by safeguarding their legal rights.

A: A contract between the patient and the doctor in which the doctor waits to get paid for his/her services out of the settlement.

A: The doctor and the patient decide if they would like to proceed with a medical lien.

A: Subrogation is the right of the insurance company, pursuant to the contract, to recover money that they paid for a client’s medical treatment out of the settlement.

A: They help to manage insurance claims process, assess long-term effects of injuries, value damages, and offer legal guidance and knowledge to help you through this difficult time.

A: An insurance claim is a demand to recover for loss you incurred with the other driver's insurance company/policy. A lawsuit is filed if you cannot come to a resolution to that insurance claim.

A: It depends. Your injury claim or “case" is based on the extent of your injuries. You do not want to proceed with an injury claim until you know the extent of the injuries. Thus, the timing for settlement will depend on how long treatment takes and how long it takes for the person to get back to where they were before the accident.

A: Fees are based on contingency, which means we are only paid when we recover damages for our client. There are no upfront costs to hire Lapham Law Firm as your attorney.

A: Economic, Non-economic, and Physical Impairment/Disfigurement damages. Economic damages are measurable, including lost earnings/wages, medical expenses (past and future), lost business opportunity, and/or other out of pocket losses. Non-economic damages can include: past and future inconvenience, pain, suffering, loss of enjoyment of life, and emotional distress.

A: When someone dies because of the negligence of another person.

A:

• Car Accidents 
• Semi-Truck Accidents
• Commercial Vehicle Accidents
• Hit and Run Accidents
• Pedestrian Crashes
• Bicycle Accidents
• School Bus Collisions
• Railroad Crossing Accidents
• Accidents involving: Electric scooters, Uber/Lyft vehicles, Boats, Bicycles, and/or Motorcycles,  Drunk or Drugged driving crashes, Slip and Fall Accidents
• Accidents involving uninsured motorists
• Product liability or Defective Products
• Wrongful Death